Long Term Disability Plans for Employee Benefits

A long term disability plan might be the most important employee benefit for an employee and his or her family. All insurance plans are important, but if you don’t have a source of revenue, you can’t pay any of your bills (house, electrical, gas, car, insurance, groceries, etc…). The bottom line is that without a source of income, you could lose everything in your life. Disability is one of the main reasons for home foreclosure in this country. A good long term disability plan developed by BCSG Insurance Services can provide an employee a percentage of their income until they are able to get “back on their feet.” As with the other benefits, there are many different options on plan designs and that can be written on a company paid or voluntary basis.